Terms and Conditions
These Terms of Use govern your access to our financial education services. When you subscribe to our financial education platform, you must accept these Terms of Use in order for your access to be validated and duly processed. The company providing the services will only proceed with the review of your subscription request for the platform if you accept these Terms of Use. Not with standing your compliance with these Terms of Use, the company providing the services is under no obligation to accept your access request. The decision to grant or deny your access to the platform, as well as the maintenance of continued access, lies at the sole discretion of the company providing the services. A subscriber's account may be deactivated at any time, at the exclusive discretion of the company providing the services, without any liability for damages arising against the company providing the services. These Terms of Use are in addition to any other applicable agreements between the parties and remain valid throughout the duration of the subscription service provided by the company providing the services.
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You must be at least 18 years of age and not be deemed legally incapacitated or subject to guardianship. The purpose of your request for access to the financial education platform must not be, directly or indirectly, for any illegal, prohibited, criminal, or fraudulent design, for money laundering purposes, or in connection with any other act deemed to be in bad faith by the company providing the services—at its sole and absolute discretion. You are required to disclose your full identity. You may not impersonate another person. You must not have had a request refused or an account closed by our company within the thirty (30) days immediately preceding this request for access to our financial education platform.
COLLECTION AND USE OF INFORMATION
To process your request for access to our financial education platform, as mentioned above, the company providing the services must verify the information concerning you. The type of information collected depends on the information you provide and the manner in which you use the website of the company providing the services. You hereby understand and agree that, at the time a request for access to the financial education platform is made, the company providing the services collects the content of the request, communications, as well as other information you provide—particularly when you create an account, create or share content, or when you communicate with or send messages to members, officers, directors, agents, or partners of the company providing the services. This may include information embedded in the content you provide (for example, metadata) or information concerning such content, such as the location where a photo was taken or the date on which a file was created. You expressly consent to the use of all information thus collected by the company providing the services in connection with the management of your request for access to the financial education platform; furthermore, you consent to the transmission of such information to any affiliated company, service provider, or other related entity for the purposes of investigation or data aggregation concerning you. Data concerning you may be included in a database managed by the company providing the services—or by any affiliated company, service provider, or other related entity—for the purpose of processing and investigating access requests, in accordance with the conditions mentioned above or other applicable conditions; such data may be retained for an indefinite period by the company providing the services—and by any affiliated company, service provider, or other related entity—for this purpose. Data may be shared with public or legal authorities when required by law and/or by a court of law.
JURISDICTION GOVERNING SERVICE REGISTRATION APPLICATIONS AND DISPUTE RESOLUTION
The entity providing the services is a business operating within the Province of Alberta, Canada. Any acceptance of an application for access to the financial education platform shall be deemed to have taken place within the Province of Alberta, Canada, regardless of your place of residence or the location from which your application was submitted. You agree that, in the event of a dispute, the laws of Alberta and Canada shall apply, and that any such dispute shall be heard within the jurisdiction of the Province of Alberta, Canada—specifically in the judicial district of Calgary—to the exclusion of any other jurisdiction or district.
UPDATES TO THESE TERMS OF USE
The company providing the services may modify its services and policies, and may need to make changes to these Terms of Use. The company providing the services will notify you before modifying these Terms of Use and will provide you with the opportunity to review them before they take effect. Subsequently, if you continue to use the services provided by the company, you will be bound by the revised Terms of Use.
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